LEAP Core Values

Take Good Care of Our Customers and Lenders. We behave in a responsible way, and are committed to adding value in every transaction. This means that our settlements with lenders are fair and represent a better alternative than repossession. It also means that we do not just give the vehicle back to the customer. The revised lease or loan structure must fit the customer’s present circumstances. We reduce payment and amount due on every transaction, or we do not close it. We do not charge the customer a fee for structuring the settlement. Many times we simply provide free advice, and the customer is able to work out his loan with the lender and move on.

Take Good Care of Our Investors. It is no secret that risk capital is difficult to get these days. We have long experience working with troubled auto loans. It’s all we do, and we do it well. We expect to earn a good return on all our transactions, and we owe it to our investors to be sure that we protect our assets and mitigate risk.

Easy To Use. We have designed our program to be friendly to both lender and customer.

Responsible Behavior. All of our customers have faced difficult circumstances in the last few years. We firmly believe that the vast majority of them are now on the rebound and just need a break to improve their financial circumstances and credit. We have data going back four years that shows that, on average, customers improve their credit bureaus with our program. This sets them up for lower rate loans in the future and improves the quality of their life.